Sample Achievements

• Developed a break-through, patent pending approach to engage and equip employees to become better health care consumers. This break-through approach, SmartChoiceTM, is already changing plan member behaviors and saving money for a number of industry-leading large group plan sponsors.
• Established a “balanced scorecard” approach to monitoring and managing the key financial and non-financial performance results associated with group health plans. This approach has enabled one notable client to achieve a multi-year reduction in its plan costs.
• Developed a best practice approach to formulating guiding principles and migration strategies for aligning employee benefits programs with a company’s current and future business needs.
• Generated $2.0 million in annual Life and Accidental Death plan savings for a large manufacturer through expert claim analysis, plan redesign and carrier negotiations.

Previous Work Experience
Rick formerly was Senior Vice President of The James B. Oswald Company. He functioned as Director of the Life and Benefits Division and directly consulted to a number of JBO’s most prestigious privately held and publicly traded clients.

Prior to JBO, Rick was a Principal in Ernst & Young LLP’s Consulting Services practice handling human resources and people-related business issues associated with their rapidly growing global outsourcing services business. He joined E&Y in 1990 as the regional director responsible for starting and building their Health and Welfare Benefits Consulting group. While at E&Y, Rick helped numerous large, global companies successfully address their employee benefits, human resources service delivery and change management issues.

Before that, he was director of group operations for Prudential Insurance Company of America and specialized in the development of managed care delivery systems and related employee benefit programs for large employers.

Education and Professional Certifications
Rick received a Bachelor of Science degree in business administration from John Carroll University. He also earned the designations of Senior Professional in Human Resources, Chartered Life Underwriter and a Global Benefits Management Certification. Rick is licensed in the State of Ohio for Life, Accident, and Health Insurance. He has been active in many health care coalitions and action councils and a frequent speaker on health care trends and cost containment issues. Rick currently serves as a steering committee member for the Cleveland Chapter of WEB (the Worldwide Employee Benefits Network). Rick’s articles and perspectives have appeared in a number of national publications, including his most recent article: “Shell Game Tactics Exaggerate PPO Discount Claims” Employee Benefits News, September 15, 2002.